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Home insulation grants – all you need to know

Home insulation grants to warm up your home

If you’re looking to improve your home’s energy efficiency and reduce household bills, there are grants that can help.

Home insulation grants can make it completely free for you to insulate your home, or they can cover the majority of the cost. Grants are available for all owner-occupier and privately rented domestic properties in the UK, although tenants will need their landlord’s permission when they apply.  Please note these grants for all households are likely to be phased out in 2018 due to Government cuts so we would recommend acting now.

When you receive a grant, there is nothing to pay back. So why miss out? Our trained assessors will be happy to help you find the right grant for your home.

The Energy Company Obligation was set up by the government and is funded by energy suppliers. The grant covers the cost of home insulation and energy efficiency solutions as part of the energy suppliers’ commitment to reduce carbon emissions. The programme is now in phase 2 called ‘ECO2’

ECO2 covers two main areas:

Carbon Emissions Reduction Obligation (CERO) is available to every home in the UK. This grant provides either free or discounted home insulation, with a focus on reducing carbon emissions. It can cover cavity wall insulation and loft insulation, plus external and internal solid wall insulation if you live in a solid wall property. Even newer built properties built after 1983 can now be improved with cavity wall insulation.

Home Heating Cost Reduction Obligation (HHCRO) is for people who are finding it hard to cover the cost of heating bills. This could be someone on a low-income, or households that receive certain benefits. HHCRO provides free home insulation and more: if you have a broken or old, inefficient boiler, it can fund most or all of the cost of a replacement.

For a full list of everything that’s covered under ECO see

To find out how your home could benefit, ask us to survey your property. Our professional assessment will show you how your household can save energy, save money, and stay warmer with a home insulation grant.

Grants in Scotland

The Energy Saving Trust runs various home insulation grants and schemes in Scotland, including the HEEPS: Warmer Homes Scotland Scheme.

Like ECO, HEEPS is designed to help make homes warmer by installing energy saving measures, including home insulation.

You could get a HEEPS grant if you are a homeowner or private sector tenant who has lived in the property for more than six months, and you cannot afford to heat your home properly. The grant helps those who are:

  • Living in a home with an energy rating of 54 or lower
  • Aged 60 or over, who have no working heating system and are in receipt of a passport benefit
  • Aged over 75 and in receipt of a passport benefit
  • Pregnant and/or have a child under 16 and in receipt of a passport benefit
  • Disabled and in receipt of any level of Disability Living Allowance or Personal Independent Payment

For more details on the HEEPS: Warmer Homes Scotland Scheme visit

Other support for home insulation

There is also a HEEPS: Loan Scheme available in Scotland. This is an interest-free loan of up to £10,000 to cover a range of measures including home insulation, double glazing, and boilers.

Repayment periods vary on how much you borrow, with the option to payback higher amounts over 10 years. Loan values will depend on the energy efficiency measure you are planning to have installed, so every loan application will require a Green Deal Advice Report, plus one quote minimum for each measure.

For more on the HEEPS: Loan Scheme see

Funding & Incentives

Find out if funding and incentives could save you money on your insulation, heating or solar PV installations with the Snug Network.


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